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Workers dropping company healthcare policy

Posted On Fri, June 1, 2012

The Employment Benefit Research Institute recently released a report which showed that fewer Americans are using their company's healthcare options.

Only 55.8 percent of American workers received health insurance plans from their employer in April 2011, which was close to five percentage points lower than the figure in December 2007, the report noted. The reason for the continued dip in coverage is the high prices of getting insured. Nine in 10 of those workers polled said that they were not insured through their company because it was too expensive for them to budget.

"Employers have changed their focus to managing cost by changing the quality of the coverage that’s being provided," Fronstin told "You see more cost shifting and more employee responsibility when it comes to the cost of healthcare services."

With more consumers dropping the offering from their company, these people may be better served acquiring a private insurance policy from another outlet. By looking at various health insurance quotes online, the employee may find a better option than their workplace's plan.

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