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Women may be more at risk for dangers of smoking

Posted On Tue, October 27, 2009

How a person treats their body can have an effect on their life insurance costs. That would include maintaining a healthy lifestyle and avoiding smoking.

Avoiding smoking may be especially important for women, a recent story from HealthDayNews indicates. According to the report, women may be more likely to feel the negatives of the habit

"Maybe women are more susceptible to the lung-damaging effects of smoking," Dr. Inga-Cecilie Soerheim, a visiting research fellow at Harvard University, told HealthDayNews.

Soerheim led a study which was conducted by Harvard and the Norway's University of Bergen. The study focused on chronic obstructive pulmonary disease and found that women could get the malady sooner than men even if they smoked less than their male counterparts.

Along with affecting the potential cost of health insurance, smoking can increase the cost of life insurance because companies that give policies may take a person's health habits into account. Other things that could affect life insurance prices include a person's family medical history and whether a person is overweight.
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