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Women being forced to choose between pregnancy, health insurance

Posted On Fri, October 16, 2009

A recent report from ABC News notes that some women are finding that they have to make the choice of having children or health insurance.

Take, for example, the case of Peggy Robertson, a mother of two whose husband is self employed. While trying to buy health insurance, Robertson was denied coverage by the Golden Rule Insurance Company because of the birth of her son Luke in 2006, who was delivered by C-Section.

"I called Golden Rule and they said that if I would get sterilized, they would then be able to offer insurance to me," Robertson told ABC News.

Another example given by ABC is that of Amanda Buchanan. In order to find some savings on her family's health insurance, Buchanan ended up shopping around for a policy for her and her son rather than take part in her husband's employer-offered plan. Though she found a plan, it came with a maternity deduction of $5,000.

At the time Buchanan was not planning on having another child, but when talk of it came up with her husband, they faced a difficult decision.

The Insurance Information Institute notes that women who are expecting to have a child need to tell their health insurance provider because the plan they have may not cover expenses associated with pregnancy. Doing so will ensure the expectant mother will have the proper coverage in a timely manner.

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