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The difficulties of massive healthcare enrollmentPosted On Fri, August 19, 2011
As the debate over the legality of the national healthcare plan wages on in federal courts across the country, a larger and simpler problem may be overlooked - getting the uninsured to enroll in a coverage plan, according to the Washington Post.
The Congressional Budget Office's analysis of the healthcare legislation estimates that 34 million Americans will be eligible for insurance coverage by 2021, at a net cost to the federal government of approximately $1.042 billion over the next decade.
As the insurance coverage mandates change, individuals will no longer go into a default program, they will receive Medicaid, buy exchanges with adjusted insurance rates, or enroll in a privatized program.
In an effort to help Americans who had previously been denied coverage because of pre-existing conditions, the government created high-risk insurance pools, assuming a flood of people would join the plan. Contrary to expectations, the enrollment in the program has remained low, and only 12,437 Americans had signed up by mid-August, possibly not even receiving medical insurance quotes.
In an effort to get out ahead of the potential under-enrollment issue, some experts recommend using the Children's Health Insurance Program as a model to follow. The plan provides coverage to children and their families who cannot afford it otherwise. Since its inception, the number of insured children has steadily increased every year.
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