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Statistics find unemployed workers among those struggling with health insurance

Posted On Wed, December 23, 2009

Recent government statistics show that the recession has helped keep millions of people from securing health insurance, although some are taking advantage of high-deductible plans to guarantee some degree of coverage.

The Centers for Disease Control and Prevention reports that between January and June of this year, 15.1 percent of the U.S. population was without insurance, or 45.4 million people in total. The CDC noted that 31.9 million of these people had been uninsured for over a year at the time this survey was being conducted.

The unemployed were especially likely to lack insurance, with 60.6 percent of that demographic going without coverage as opposed to 21.8 percent of those who did have jobs. Among children, 8.2 percent of those under age 18 were said to be without insurance.

Personal finance experts often advise people to seek out affordable coverage in the form of high deductible insurance policies. These are lower cost policies that typically provide coverage in the event of a major medical emergency or accident.

Overall, the unemployment rate is projected to remain around 10 percent for much of the coming year, suggesting that conditions will remain difficult in the short term for many workers.

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