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Simple tactics help reduce home insurance premiums

Posted On Wed, January 5, 2011

Home insurance is a crucial investment for anyone who owns their own residence, but the coverage can be particularly important to those living in areas prone to natural disaster.

Brightway Insurance is offering advice to those seeking home insurance coverage. The insurer says it is possible to find affordable rates even in areas like Florida. Among the company's advice includes ensuring good roof condition, which the insurer says can lead to a discount.

Other tips for getting good rates include getting an alarm system and quality shutters.

Home insurance can seem like a major expense, but replacing all items destroyed in a natural disaster can prove to be even more costly.

The Insurance Information Institute also has some suggestions for homeowners keep in mind when selecting coverage.

The III says people should make sure they are purchasing enough coverage to rebuild their home should it be completely destroyed as well as to replace valuables inside the structure. It's also important, the III says, to make sure enough coverage is purchased to cover expenses for things such as hotels, transportation and meals while a home is being repaired.


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