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Safety records often affect auto insurance ratesPosted On Mon, August 17, 2009
Drivers who want to keep low rates on auto insurance policies can start by considering the safety of the vehicles they drive.
A recent article on the Consumer Reports websites cites bumper safety test results from the Insurance Institute for Highway Safety, and says that of six mid-sized vehicles, none managed to achieve a "good" rating.
According to the report, the Mazda 6 performed best in the test, which also included vehicles like the Chevrolet Malibu, the Ford Fusion and the Honda Accord.
Separately, the institute reported last week that those in the market for a small new car can consider the Honda Insight and Toyota Prius, both of which are hybrids, plus the Kia Soul.
The reason auto insurance customers can benefit from having a safe vehicle is that insurers tend to have lower payouts and lesser damage figures for cars that rank among the top in safety. Drivers with safer vehicles are also statistically less likely to end up in accidents in the first place, although in the long run maintaining safe driving habits is equally important, if not more so.
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