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Oklahoma lawmakers try to pass uninsured motorist law

Posted On Thu, May 26, 2011

Some states allow uninsured motorists to receive compensation from insurance companies if their collision resulted in them needing medical treatment. But Oklahoma lawmakers are attempting to amend that law so individuals can't also sue insurance companies.

Dubbed by some to be the 'no pay, no play' law, it would still give uninsured motorists medical coverage if they're involved in an accident, but it would prevent them from being able to sue insurers for pain and suffering.

"Driving is a privilege, not a right," said Oklahoma insurance commissioner John Doak. "In order to exercise that privilege, we require that drivers be of a minimum age, that they understand our traffic laws and that they have liability insurance. This bill reinforces that requirement."

Doak went on to say that approximately 25 percent of Oklahoma drivers on the road today do not have liability coverage.

The bill, SB 272, has already passed the Senate by a slim majority, but it now must go to the House for consideration before going to the governor.

Several states legislatures have passed similar auto insurance laws, with Montana and Kansas being among the most recent.

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