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New concrete structure can reduce home insurance payments

Posted On Thu, May 20, 2010

Those with home insurance policies looking to cut the cost of premiums on wind insurance can now do so thanks to a new type of structure.

The structure, made of a product called Autoclaved Aerated Concrete, can withstand winds of 200 miles per hour while cutting wind and home insurance costs considerably. According to the Sun-Herald of Biloxi, Miss., the super-light material, one-fifth the weight of similarly sized concrete blocks that are designed to float, is made of a combination of natural materials such as sand, lime, aluminum powder and water.

The savings provided by this new, environmentally-friendly concrete are potentially huge. Installing the material can cut home insurance premiums by hundreds of dollars per year or more, depending on the value of the home.

Even as this type of structure takes a foothold in the Gulf Coast region, the governor of Mississippi vetoed a measure that would have added $20 million in relief for the state wind pool insurance fund, the Associated Press reported. Such a move underscores the importance of installing measures in the home that would reduce home insurance costs.ADNFCR-2297-ID-19790284-ADNFCR

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