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Nebraska auto insurance minimums to increasePosted On Mon, February 7, 2011
Hoping to ameliorate the state's increasing medical costs, a Nebraska lawmaker has proposed increasing auto insurance minimums for motorists across the state.
Steve Lathrop, state senator from Nebraska, is asking the legislature to raise liability insurance minimums in all three areas. Should the measure pass, minimums for bodily injury protection would rise from $25,000 to $50,000, minimums would increase from $50,000 to $100,000 per occurrence and property damage coverage would go from $25,000 to $50,000.
Maryland motorists saw their minimum coverage amounts rise in January. Similarly, Wisconsin residents minimums also increased on New Year's Day. However, with Republicans in control of the state legislature, lawmakers are trying to undo what a predominantly Democratic congress passed last year and return minimums to their pre-2011 levels.
According to Carinsurancerates.com, Mississippi has the lowest required auto insurance minimums, followed by Florida, Louisiana and Oklahoma tied for second.
Though minimums do factor in to what insurance providers charge in premiums, it's one of several other factors. In other words, low insurance minimums do not necessarily mean the state's insurance premiums will be low as well.
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