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Moderate hurricane season expected to be good for home insurance

Posted On Tue, August 4, 2009

A recent weather trend suggests that a mild hurricane season is on the way, which will help consumers hold down the cost of their home insurance policies.

This week, Colorado State University announced that the recently declared El Nino conditions in the Pacific would result in 10 named storms in the Atlantic, with up to two of them being major hurricanes and four reaching hurricane status.

This is actually a reduced forecast from June, when scientists were calling for 11 named storms and five hurricanes.

Researchers have determined there is a 52 percent chance of a major hurricane making landfall on the U.S. coastline this year, with a 27 percent chance of a landfall along the East Coast and a 26 percent chance of a landfall along the Gulf Coast.

Although one effect of an El Nino season is milder hurricane activity in the Atlantic, it also tends to result in more storm activity in other parts of the United States. With that in mind, it's never advisable to go without home insurance or to scale back coverage just to cut corners.

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