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Minimizing natural disaster risksPosted On Fri, May 14, 2010
Each state faces its own set of issues when it comes to natural disasters, and this is something consumers should also take into account when purchasing a home.
On Wednesday, the Institute for Business and Home Safety provided an updated version of its overview of land use planning laws according to each state on its website. The Survey of State Land-Use and Natural Hazards Planning Laws makes information available about the incorporation of natural hazards and the status of local planning.
Julie Rochman, IBHS president and CEO, said that "the IBHS promotes comprehensive community land use planning that takes natural and man-made risks very much into account. Natural phenomena such as hurricanes, wildfires, floods, or earthquakes really become disasters when many people are injured or killed, and residential or commercial property is extensively damaged or destroyed." The IBHS has been providing this information for the last eight years.
Homeowners should review their insurance to see if it covers loss in the event of a natural disaster. If it does not, additional insurance coverage should be sought out.
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