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Michigan to reduce high-risk health insurance premiums

Posted On Tue, September 20, 2011

The Health Insurance Program of Michigan will reduce premiums by 10 percent starting October 1, possibly helping increase enrollment and access.

HIP is the federally subsidized program in the state and is offered to consumers who have pre-existing conditions and no insurance. This is one of the 27 states that take part in the program, nationwide.

"The approval by HHS allows HIP Michigan to provide new lower premiums for most applicants and additional ways for them to demonstrate eligibility," said Scott Wilkerson, the president and chief executive officer of Physicians Health Plantt, which administers HIP Michigan. "These changes will make it easier for consumers to obtain the peace of mind and affordable health care that HIP Michigan delivers."

Patients can receive benefits such as prescription coverage, preventative healthcare, emergency services and medical office visits, the release noted. In addition, home healthcare, wellness services, pregnancy coverage and multiple hospital services are available.

Consumers who have pre-existing conditions may want to compare specific health insurance rates before signing up, as this could ensure that they receive the best deal available.

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