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Lower car insurance minimums on the horizon in Wisconsin

Posted On Fri, March 11, 2011

After months of discussion and debate, Wisconsin lawmakers are on the cusp of lowering mandatory levels of coverage motorists must purchase on their auto insurance.

By a vote of 61 to 34, the Republican-controlled Assembly passed the bill that will return auto insurance minimums to what they were before 2009, which was $25,000 for the injury or death of one person, $50,000 for the injury or death of more than one and $10,000 for property damage. Two years ago, a Democratic-controlled legislature voted to increase levels to $50,000, $100,000 and $15,000, respectively, to cover the rising cost of medical expenses.

The bill's next destination is the Senate, where it's expected to be passed, and then on to Governor Scott Walker who will officially sign it into law.

Meanwhile, east of Wisconsin, Maine lawmakers are considering legislation that would double liability minimums for motorists. Representatives opposing the bill say it would increase auto insurance premiums in the state, where residents pay the second-lowest average premium in the country, according to the internet insurance resource InsWeb.

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