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Life insurance professionals can help ensure adequate funding

Posted On Thu, September 2, 2010

It's not just enough for a person to say that they have life insurance, an individual needs to make sure they have enough life insurance.

Many people purchase life insurance to help provide financial stability for loved ones in the event of the policy holder's death. Such a scenario may hold particularly true for the breadwinner in a family. However, a family won't be financially taken care of if a life insurance policy isn't for enough money.

According to data from the Principal Financial Well-Being Index, 38 percent of workers who have life insurance aren't sure if they have enough coverage.

Determining the appropriate amount of life insurance a person needs varies a great deal depending on individual circumstances. Consulting a professional may help a person ensure they have the appropriate level of coverage, says Principal Financial Group vice president of individual life Greg Linde.

"Working with a financial professional to put together a comprehensive financial strategy helps ensure that no matter what life sends your way, your family's goals and financial dreams will remain on track," said Linde.ADNFCR-2297-ID-19934652-ADNFCR

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