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Life insurance is just as important as other insurance plansPosted On Wed, July 28, 2010
Many states require residents to have health and auto insurance to protect themselves and their family. Costs associated with an accident can completely drain a family's finances without such insurance. What states don't require is life insurance, which is something people should seriously look into.
"A primary purpose of a life insurance policy is to provide a dollar amount to the beneficiaries in the event of the death of the insured person," wrote insurance agent Clay Clark in the Savannah Morning News.
Having life insurance could make the difference between a family being able to stay in their home and having to move, for example. Life insurance can provide the funds that would have otherwise come in the form of a paycheck, Clark noted in the paper.
Life insurance doesn't have to be expensive for families. Premiums can vary depending on the type of coverage purchased and the health of the person being insured. People can start looking into life insurance policies by going online and talking to an insurance agent to determine which plan will be most appropriate.
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