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Life insurance doesn't have to be expensive

Posted On Wed, May 5, 2010

People purchase life insurance to ensure they and their family will be taken care of in the case of sudden unfortunate events. And although some might balk at the price, there are ways to keep this under control.

Consumers should compare rates, according to financial website Looking at different insurance companies' costs is the best way for a person to know they're not being overcharged.

Another way to save is to purchase multiple policies from the same insurer, said. Discounts are more likely to be given when a consumer also buys auto, health, or home coverage with same company. Purchasing a policy when a person is young will also lead to a lower rate.

If a person is overweight, shedding some pounds is advised by the website. "If you are obese, you are going to have to pay a much higher rate for your life insurance policy," because "you are at risk for a number of different health problems," the website said.

Whole Foods made headlines recently when they announced their employees would receive a better store discount if their BMI was in the normal range.ADNFCR-2297-ID-19760788-ADNFCR

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