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How to get discounts on car insurance

Posted On Tue, June 8, 2010

Car insurance can cost a lot of money in some states, but many consumers may not know about the number of ways to get a discount on that insurance.

There are, however, several ways to get quick and easy discounts on that monthly bill if a consumer knows where to look, according to a new article from CBS Moneywatch.

The easiest way to do so is to not get into accidents or get tickets for moving violations. The article says that drivers without these blemishes on their record for three to five years can save at least 15 percent in most states, and up to 35 percent in California.

Some car insurance companies provide discounts to members of professional or alumni associations, as well as teachers and members of the military, the article said. Companies also offer discounts to policyholders with a young driver or good student attached to the policy.

Further, a car equipped with anti-theft measures like LoJack or an alarm can result in discounts of up to 30 percent.

A recent article in the Honolulu Star-Bulletin also said that a higher deductible can lead to lower monthly rates.ADNFCR-2297-ID-19825817-ADNFCR

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