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Homes need protection from lightning strikesPosted On Mon, October 11, 2010
Many homeowners are aware of the dangers fire presents to their property. However, few consider that lightning also presents a major threat to their home. Lightning could create a fire and significant damage to one's investment.
The Insurance Information Institute conducted an analysis of home insurance claims and found that over 185,000 lighting-related claims were filed last year, with the average being in excess of $4,000.
Lightning protection institute executive director Bud VanSickle says having a professional install a lightning protection system can result in more safety and protection for families.
"Homeowners need to be aware that installation of a system is not a do-it-yourself project," says VanSickle. "An experienced professional should install the lightning protection system, since improper installation can lead to serious consequences - and could be worse than having no protection at all."
The potential of having a home hit by lightning highlights the importance of having homeowners insurance. While one can control electrical appliances, one cannot prevent the forces of mother nature taking over. A homeowners insurance policy can help cover costs for items lost in a natural disaster.
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