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Homes need protection from lightning strikes

Posted On Mon, October 11, 2010

Many homeowners are aware of the dangers fire presents to their property. However, few consider that lightning also presents a major threat to their home. Lightning could create a fire and significant damage to one's investment.

The Insurance Information Institute conducted an analysis of home insurance claims and found that over 185,000 lighting-related claims were filed last year, with the average being in excess of $4,000.

Lightning protection institute executive director Bud VanSickle says having a professional install a lightning protection system can result in more safety and protection for families.

"Homeowners need to be aware that installation of a system is not a do-it-yourself project," says VanSickle. "An experienced professional should install the lightning protection system, since improper installation can lead to serious consequences - and could be worse than having no protection at all."

The potential of having a home hit by lightning highlights the importance of having homeowners insurance. While one can control electrical appliances, one cannot prevent the forces of mother nature taking over. A homeowners insurance policy can help cover costs for items lost in a natural disaster.

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