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Homeowners need to prepare for hurricane season

Posted On Fri, May 4, 2012

The Property Casualty Insurers Association of America released a statement urging homeowners to examine their insurance policies to prepare for hurricane season.

By knowing what is covered by the plan, a person will know about replacements, cash value and other issues, the report noted. In addition, consumers can learn what is not covered. Also, consumers who study ways to further protect their home may benefit significantly.

"It is crucial heading into hurricane season that all policyholders review their policies and know exactly what is covered," said Christopher Hackett, PCI’s director of personal lines policy. "There is still time to discuss your current coverage, deductible and policy limits with your agent or company."

Consumers who are in hurricane-prone areas may want to see if their policy is up-to-date. If not, it could be important to see if there is a better home insurance plan available. By comparing home insurance quotes, a person may find a policy that works for their situation. However, it is important for homeowners to be aware of the differences between disaster and traditional plans.

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