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Healthcare reform law stands after Court ruling

Posted On Wed, July 18, 2012

The U.S. Supreme Court ruled in favor of most of the Affordable Care Act by a five to four vote.

Most Americans will be required to hold some form of healthcare in the country, due to the law, and those who do not comply will be forced to pay a penalty fee. While the law was upheld, it was not done because of the initial argument of Congress being able to regulate commerce in the country. The law was actually validated by the court because of tax rules.

"The Affordable Care Act's requirement that certain inĀ­dividuals pay a financial penalty for not obtaining health insurance may reasonably be characterized as a tax," Chief Justice Roberts wrote in the majority opinion. "BeĀ­cause the Constitution permits such a tax, it is not our role to forbid it, or to pass upon its wisdom or fairness."

One aspect of the healthcare reform law was limited, as increasing the reach of Medicaid was considered unconstitutional. This was due to the law's statement that federal payments could be cut by states due to these laws, which was not the proper way to encourage adherence to the law.

A large portion of healthcare reform has already been implemented, while more are expected over the next few years.

Those who feel that their current health plan would be the best fit with new waves of healthcare reform on the horizon, may benefit from seeking out other options. By taking a person's current policy and comparing it with a series of health insurance quotes, the person may be able to get the proper coverage needed.

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