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Health insurance plans need to be reviewed

Posted On Fri, October 22, 2010

Fall frequently marks open enrollment period for employees who obtain their health insurance through their work. Consulting and communications company HighRoads is urging people to pay extra attention to their plans this year.

With healthcare reform a number of changes have taken place. HighRoads CEO Michael Byers says it's crucial employees take an active role in selecting their benefits this year.

"This is not the year to go on 'autopilot,'" says Byers. "Working directly with their employers and carefully reviewing SPDs (summary plan descriptions) can save consumers from costly misunderstandings and unnecessary heartache."

HighRoads says 75 percent of large corporations would be conveying information about healthcare reform with their enrollment materials.

For example, this year Boeing announced it would no longer be paying 100 percent of the costs for health insurance. Rather, employees will be required to contribute 10 percent towards the coverage.

Some people may experience similar changes, but won't be apprised of modifications unless they pay close attention. Many people don't work for a company as large as Boeing where such changes would be made public.

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