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FEMA requires SoCal homes to get flood insurance

Posted On Thu, December 31, 2009

In attempt to better protect against flooding disasters, the Federal Emergency Management Agency has required a number of Southern California homeowners in at-risk areas to enroll in flood insurance plans to protect their houses.

Following the creation of new topographical maps outlining areas at the risk of flood damage as part of an ongoing project by FEMA that has been in place since 2003, the announcement means that thousands of homeowners living in California's southern region will be required to add on flood insurance coverage to their home insurance plan.

According to the Los Angeles Times, the requirement to get flooding insurance will apply those living in 150 different towns in Los Angeles, Orange, Ventura, Riverside, and San Bernardino counties. A majority of the cities selected by FEMA lay near rivers and creeks or are in low-lying areas.

Some of the flood maps being updated as part of the project are up to 40 years old. By replacing them FEMA hopes to provide better protection against flooding disasters.

In addition to announcing the need for flood insurance in Southern California, FEMA also recently announced that St. Louis residents would have to wait an additional five months for the completion of topographical maps for its region. Originally scheduled to be released during the summer, the maps - and any corresponding insurance-related obligations - will now not be released until 2011 at the earliest, local public radio affiliate KWMU reported.

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