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Ensure party guests are safe in your home

Posted On Tue, February 7, 2012

The Insurance Information Institute recently warned homeowners to ensure their guests are safe during their Super Bowl party, as drinking and driving is dangerous. If anything happens, the homeowner could be liable.

The report noted that homeowners who provide alcohol while entertaining guests in their home can be in trouble if their guests get into an accident while driving under the influence.

Social host liability is a criminal offense in 37 U.S. states, the III noted.. American males between the ages of 21 to 34 are the most likely to watch such an event as the Super Bowl, as well as the most likely to operate a vehicle while intoxicated.

"Those throwing a party where alcohol is served have both a legal and moral responsibility to make sure that their guests are capable of driving safely," said Loretta Worters, vice president with the III. "Not only do your guests risk injury or death to themselves or others, but you may be held financially responsible."

Proper home insurance isn't just for those who often have guests over. For those who just think their plan isn't what it could be, it may be a smart decision to compare home insurance quotes to find a better option.

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