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Employees don't understand benefitsPosted On Thu, October 27, 2011
A recent report from Colonial Life found that many public sector employees don't understand the health insurance benefits from their company, and this could lead to a lack of appreciation for what they get.
Nearly nine in 10 human resources officials in the public sector agreed that it is very important to understand not only the benefits package that their employer offers, but also the effort and money invested in the employee by offering such a plan, the report noted. Less than 54 percent of these officials felt employees have at least some understanding of these programs.
"Any time you're introducing changes, especially if it involves cost shifting, a strong communication plan is essential to the success of the entire benefits program," said Pat McCullough, assistant vice president and public sector practice leader for Colonial Life. "Public sector employers have a tremendous opportunity to improve benefits communication without raising costs if they partner with a benefits provider that offers communication and enrollment services."
Consumers may want to examine their current health insurance plan before opting into anything. In addition, if the plan offered by an employer becomes too expensive, it may be a good plan to compare other health insurance quotes to see if there is a better fit.
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