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Be prepared with homeowners insurance

Posted On Fri, September 10, 2010

Being a homeowner is a big responsibility. Not only do homeowners need to properly maintain their investment, but they should also properly insure it. There are a number of simple actions homeowners can take to help keep their investment intact.

The Institute for Business and Home Safety president and CEO Julie Rochman says homes face some hazardous conditions regardless of their location.

"Every region of the United States faces at least one type of natural disaster, and most regions face multiple hazards," says Rochman. "There are many ways to improve the ability of your home or business to withstand natural disasters, including a number of effective and inexpensive projects that won’t bust your budget."

The IBHS recommends homeowners keep their yards free of clutter in the event of a hurricane and install a garage door bracing system. Using rock or gravel instead of mulch can be helpful in the event of a wildfire.

In the event of a major natural disaster, homeowners insurance can help replace ruined possessions. It may be wise to implement these suggestions well in advance of any possible natural disaster.

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