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Affordable health care for children becoming scarce

Posted On Mon, June 21, 2010

Thanks to the new health care laws, it seems as though many insurance companies may simply stop insuring children.

Beginning on October 1, the health care reform bill will prevent companies from denying coverage to children under 19 based upon pre-existing conditions, and those insurers say they will respond by simply not insuring children at all, says a report from KYTV in Springfield, Missouri.

One expert told the station that rather than risk paying big money to insure the relatively small number of kids with chronic conditions, the companies are just not going to sell policies that insure children. He said three major insurers are pulling out of the 19-and-under market, and others are considering it.

These changes do not cover family or group plans, but rather child-only policies, on which many across the country rely to keep their kids healthy.

A report from the Connecticut Mirror said that there will also be a coverage gap for young adults that are graduating college this summer. While new laws will let them stay on their parents' insurance until the age of 26, they also do not take effect until October 1, leaving them uninsured for the summer.ADNFCR-2297-ID-19848849-ADNFCR

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