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10 Year Term Life Insurance
10 year term life insurance policies offer customers the opportunity to lock in rates for a period of 10 years. The 10 year term life insurance rates stay the same while a permanent life insurance policy can increase from year to year.
Reasons for Buying 10 Year Term Life Insurance
There are many reasons why people might buy a 10 year term life insurance policy instead of other policies. For instance, if you have a child who is 8 years old at the time you purchase the insurance policy and you want to ensure there will be money for college in the case of an untimely death, then the 10 year term life insurance could possibly provide that security. With the insurance the death benefit payout would create enough funds for the child to attend college and for your goals to be met.
The 10 year term life insurance policy usually has a higher payout than permanent insurance policies. The coverage remains the same throughout the term of the policy and throughout the life of the insurance term.
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