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Limited Benefit Health Insurance

Limited Benefit Health Insurance pay for less than a major medical insurance plan does, but may be a good option for a person with a disease or condition that may prevent them from obtaining health insurance otherwise.

Normally, Limited Benefit Health Insurance cover a particular health care need such as:

  • Hospital expenses
  • Surgical expenses
  • Coverage up to a fixed amount for hospital care or other expenses
  • Accident-only coverage (can be limited to particular kinds of accidents)
  • Specified disease coverage such as cancer insurance, vision care, and dental care

There are 2 other kinds of coverage associated with health insurance: supplemental health insurance and discount health plans (which are not health insurance).

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