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Limited Benefit Health Insurance
Limited Benefit Health Insurance pay for less than a major medical insurance plan does, but may be a good option for a person with a disease or condition that may prevent them from obtaining health insurance otherwise.
Normally, Limited Benefit Health Insurance cover a particular health care need such as:
- Hospital expenses
- Surgical expenses
- Coverage up to a fixed amount for hospital care or other expenses
- Accident-only coverage (can be limited to particular kinds of accidents)
- Specified disease coverage such as cancer insurance, vision care, and dental care
There are 2 other kinds of coverage associated with health insurance: supplemental health insurance and discount health plans (which are not health insurance).
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