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Hospitalization Insurance

Hospitalization insurance can be part of an existing health insurance plan or a separate insurance plan. Typically hospitalization insurance or hospital indemnity insurance provides some coverage during hospital stays. Although some companies require the patient to meet a deductible before the hospitalization health insurance begins payment, hospitalization insurance can provide financial support for a large percentage of hospitalization cost.

Some of the hospitalization insurance coverage may include:

  • Room and board during hospital stay
  • Hospital supplies
  • Inpatient psychiatrist
  • Medical, surgical and anesthetic services
  • Maternity and Childbirth
  • X-rays and Laboratory fees
  • Ambulance
  • Dental care as a result of an accident
  • Inpatient physiotherapy
  • Emergency treatment
  • Some drugs
  • Surgery

Limitations

Most insurance companies have a maximum pay limit for their hospitalization insurance. Such limitations can be categorized based on cost provided for room and board, surgery expenses, drugs, nurse care, and time spent in hospital. Hospitalization health insurance can sometimes have separate limits for each type of coverage and therefore separate deductibles for the patient.

Hospitalization insurance can sometimes be a part of existing health insurance coverage but is not guaranteed. Some insurance companies require that a patient contact the company prior to admittance to confirm that hospitalization is necessary and hospitalization insurance can be used. If such contact is not made, hospital bills may not be covered by hospitalization health insurance. Hospitalization health and medical insurance can be purchased as a separate plan through various companies, some of which are listed below.

Listings of some Hospitalization insurance by state:

Alabama
Birmingham Hospitalization Insurance
Huntsville Hospitalization Insurance
Mobile Hospitalization Insurance
Montgomery Hospitalization Insurance
Tuscaloosa Hospitalization Insurance

Alaska
Anchorage Hospitalization Insurance
Fairbanks Hospitalization Insurance
Juneau Hospitalization Insurance
Valdez Hospitalization Insurance

Arizona
Grand Canyon Hospitalization Insurance
Lake Havasu City Hospitalization Insurance
Phoenix Hospitalization Insurance
Tombstone Hospitalization Insurance
Tucson Hospitalization Insurance

Arkansas
Fort Smith Hospitalization Insurance
Hot Springs Hospitalization Insurance
Little Rock Hospitalization Insurance
Pine Bluff Hospitalization Insurance

California
Fresno Hospitalization Insurance
Long Beach Hospitalization Insurance
Los Angeles Hospitalization Insurance
Riverside Hospitalization Insurance
Sacramento Hospitalization Insurance
San Diego Hospitalization Insurance
San Francisco Hospitalization Insurance
San Jose Hospitalization Insurance
Santa Barbara Hospitalization Insurance

Colorado
Boulder Hospitalization Insurance
Breckenridge Hospitalization Insurance
Colorado Springs Hospitalization Insurance
Denver Hospitalization Insurance
Grand Junction Hospitalization Insurance

Connecticut
Bridgeport Hospitalization Insurance
Hartford Hospitalization Insurance
New Haven Hospitalization Insurance
Stamford Hospitalization Insurance
Waterbury Hospitalization Insurance

Delaware
Delaware City Hospitalization Insurance
Dover Hospitalization Insurance
New Castle Hospitalization Insurance
Newark Hospitalization Insurance
Wilmington Hospitalization Insurance

District of Columbia
Washington Hospitalization Insurance

Florida
Fort Lauderdale Hospitalization Insurance
Jacksonville Hospitalization Insurance
Miami Hospitalization Insurance
Orlando Hospitalization Insurance
Tallahassee Hospitalization Insurance
Tampa Hospitalization Insurance

Georgia
Athens Hospitalization Insurance
Atlanta Hospitalization Insurance
Rome Hospitalization Insurance
Savannah Hospitalization Insurance

Hawaii
Hilo Hospitalization Insurance
Honolulu Hospitalization Insurance
Kaneohe Hospitalization Insurance
Maui Hospitalization Insurance
Oahu Hospitalization Insurance

Idaho
Boise Hospitalization Insurance
Idaho Falls Hospitalization Insurance
Pocatello Hospitalization Insurance
Twin Falls Hospitalization Insurance

Illinois
Bloomington Hospitalization Insurance
Chicago Hospitalization Insurance
Peoria Hospitalization Insurance
Springfield Hospitalization Insurance

Indiana
Columbus Hospitalization Insurance
Fort Wayne Hospitalization Insurance
Indianapolis Hospitalization Insurance
South Bend Hospitalization Insurance

Iowa
Davenport Hospitalization Insurance
Des Moines Hospitalization Insurance
Iowa City Hospitalization Insurance
Sioux City Hospitalization Insurance

Kansas
Atchison Hospitalization Insurance
Dodge City Hospitalization Insurance
Leavenworth Hospitalization Insurance
Topeka Hospitalization Insurance
Wichita Hospitalization Insurance

Kentucky
Bowling Green Hospitalization Insurance
Frankfort Hospitalization Insurance
Lexington Hospitalization Insurance
Louisville Hospitalization Insurance
Richmond Hospitalization Insurance

Louisiana
Baton Rouge Hospitalization Insurance
Lafayette Hospitalization Insurance
Monroe Hospitalization Insurance
New Orleans Hospitalization Insurance
Shreveport Hospitalization Insurance

Maine
Augusta Hospitalization Insurance
Brunswick Hospitalization Insurance
Portland Hospitalization Insurance
York Hospitalization Insurance

Maryland
Annapolis Hospitalization Insurance
Baltimore Hospitalization Insurance
Cambridge Hospitalization Insurance
Columbia Hospitalization Insurance
Oxford Hospitalization Insurance

Massachusetts
Boston Hospitalization Insurance
Plymouth Hospitalization Insurance
Salem Hospitalization Insurance
Springfield Hospitalization Insurance

Michigan
Ann Arbor Hospitalization Insurance
Detroit Hospitalization Insurance
Flint Hospitalization Insurance
Grand Rapids Hospitalization Insurance
Lansing Hospitalization Insurance

Minnesota
Duluth Hospitalization Insurance
Minneapolis Hospitalization Insurance
Rochester Hospitalization Insurance
Saint Paul Hospitalization Insurance

Mississippi
Biloxi Hospitalization Insurance
Corinth Hospitalization Insurance
Greenville Hospitalization Insurance
Jackson Hospitalization Insurance

Missouri
Branson Hospitalization Insurance
Independence Hospitalization Insurance
Jefferson City Hospitalization Insurance
Kansas City Hospitalization Insurance
Saint Louis Hospitalization Insurance

Montana
Billings Hospitalization Insurance
Bozeman Hospitalization Insurance
Great Falls Hospitalization Insurance
Helena Hospitalization Insurance

Nebraska
Grand Island Hospitalization Insurance
Lincoln Hospitalization Insurance
Omaha Hospitalization Insurance
Scottsbluff Hospitalization Insurance

Nevada
Boulder City Hospitalization Insurance
Carson City Hospitalization Insurance
Las Vegas Hospitalization Insurance
Reno Hospitalization Insurance

New Hampshire
Concord Hospitalization Insurance
Hanover Hospitalization Insurance
Manchester Hospitalization Insurance
Nashua Hospitalization Insurance
Portsmouth Hospitalization Insurance

New Jersey
Atlantic City Hospitalization Insurance
Jersey City Hospitalization Insurance
Newark Hospitalization Insurance
Paterson Hospitalization Insurance
Trenton Hospitalization Insurance

New Mexico
Albuquerque Hospitalization Insurance
Las Cruces Hospitalization Insurance
Roswell Hospitalization Insurance
Santa Fe Hospitalization Insurance
Taos Hospitalization Insurance

New York
Albany Hospitalization Insurance
Brooklyn Hospitalization Insurance
Buffalo Hospitalization Insurance
New York City Hospitalization Insurance
Rochester Hospitalization Insurance
Syracuse Hospitalization Insurance

North Carolina
Asheville Hospitalization Insurance
Charlotte Hospitalization Insurance
Greensboro Hospitalization Insurance
Raleigh Hospitalization Insurance
Winston-Salem Hospitalization Insurance

North Dakota
Bismarck Hospitalization Insurance
Fargo Hospitalization Insurance
Grand Forks Hospitalization Insurance

Ohio
Akron Hospitalization Insurance
Cincinnati Hospitalization Insurance
Cleveland Hospitalization Insurance
Columbus Hospitalization Insurance
Dayton Hospitalization Insurance
Toledo Hospitalization Insurance

Oklahoma
Lawton Hospitalization Insurance
Norman Hospitalization Insurance
Oklahoma City Hospitalization Insurance
Tulsa Hospitalization Insurance

Oregon
Albany Hospitalization Insurance
Eugene Hospitalization Insurance
Portland Hospitalization Insurance
Salem Hospitalization Insurance

Pennsylvania
Allentown Hospitalization Insurance
Erie Hospitalization Insurance
Harrisburg Hospitalization Insurance
Philadelphia Hospitalization Insurance
Pittsburgh Hospitalization Insurance

Rhode Island
Charlestown Hospitalization Insurance
Newport Hospitalization Insurance
Pawtucket Hospitalization Insurance
Providence Hospitalization Insurance
Warwick Hospitalization Insurance

South Carolina
Charleston Hospitalization Insurance
Columbia Hospitalization Insurance
Greenville Hospitalization Insurance
Myrtle Beach Hospitalization Insurance
Spartanburg Hospitalization Insurance

South Dakota
Hot Springs Hospitalization Insurance
Pierre Hospitalization Insurance
Rapid City Hospitalization Insurance
Sioux Falls Hospitalization Insurance
Vermillion Hospitalization Insurance

Tennessee
Chattanooga Hospitalization Insurance
Knoxville Hospitalization Insurance
Memphis Hospitalization Insurance
Murfreesboro Hospitalization Insurance
Nashville Hospitalization Insurance

Texas
Amarillo Hospitalization Insurance
Austin Hospitalization Insurance
Dallas Hospitalization Insurance
El Paso Hospitalization Insurance
Fort Worth Hospitalization Insurance
Houston Hospitalization Insurance
San Antonio Hospitalization Insurance
South Padre Island Hospitalization Insurance

Utah
Cedar City Hospitalization Insurance
Ogden Hospitalization Insurance
Provo Hospitalization Insurance
Salt Lake City Hospitalization Insurance

Vermont
Burlington Hospitalization Insurance
Montpelier Hospitalization Insurance
Newport Hospitalization Insurance
Rutland Hospitalization Insurance

Virginia
Arlington Hospitalization Insurance
Newport News Hospitalization Insurance
Norfolk Hospitalization Insurance
Richmond Hospitalization Insurance
Virginia Beach Hospitalization Insurance

Washington
Everett Hospitalization Insurance
Olympia Hospitalization Insurance
Seattle Hospitalization Insurance
Spokane Hospitalization Insurance
Tacoma Hospitalization Insurance

West Virginia
Beckley Hospitalization Insurance
Charleston Hospitalization Insurance
Huntington Hospitalization Insurance
Parkersburg Hospitalization Insurance
Wheeling Hospitalization Insurance

Wisconsin
Green Bay Hospitalization Insurance
Madison Hospitalization Insurance
Milwaukee Hospitalization Insurance
Sheboygan Hospitalization Insurance
Wausau Hospitalization Insurance

Wyoming
Casper Hospitalization Insurance
Cheyenne Hospitalization Insurance
Jackson Hospitalization Insurance
Laramie Hospitalization Insurance


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