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Child Health Plus

Child Health Plus

The current economic conditions of many families make providing health insurance a challenge. In an attempt at assisting families with this dilemma, the state of New York developed Child Health Plus, a health insurance plan designed especially for kids. Parents obtain a policy through numerous providers located throughout the state. Most families qualify regardless of annual income.

Child Health Plus Eligibility Requirements

Qualifying children must be 18 years of age or younger and reside in the state of New York. The children's health care program provides an affordable alternative if children do not qualify for Medicaid programs. Parents can use the ACCESS NY Public Health Insurance Eligibility Screening Tool for determining the complete list of requirements.

Child Health Plus Policy Cost

Parents generally pay no monthly premiums if monthly income falls below $600.00 a month for a family of three. Even families having higher monthly incomes may also qualify for premiums ranging from $9.00 to $60.00 a month. New York’s Child Health Plus eligibility and cost tables provide income guidelines and coordinating monthly premium amounts. The best part of having Child Health Plus means not having to make co-payments for treatments or medications.

Benefits Provided by Child Health Plus

The long list of benefits that children receive through Child Health Plus includes well-child care visits and routine examinations along with recommended vaccinations. Children also receive dental, vision, speech and hearing care. The long list of additional benefits include:

* Emergency room care
* Emergency transportation
* Diagnosis and treatment for any illness or injury
* Imaging and other necessary laboratory tests
* Hospitalization, inpatient and outpatient surgeries
* Prescription and over-the-counter medications
* Outpatient services that might include chemotherapy, hemodialysis or physical therapy for a pre-determined length of time
* Necessary medical equipment
* Treatment for alcohol or substance abuse or mental health illnesses
* Hospice services

Families enrolled in the program typically receive a list of qualifying health care providers. Using this list, parents may choose from specific physicians, group practices or community health centers. In the event that a family uses services provided by a group practice clinic, the child or children must have a primary care physician.

Application Locations

Parents may apply for Child Health Plus through dozens of destinations in the state. Apply for the policy through various community organizations, Social Services or through insurance companies located in their county. New York City has 13 individual locations alone. Families can locate the closest Child Health Plus facility online.

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