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'Hit while parked' car accidents may be more common than you think

Posted On Wed, February 17, 2010

While most motorists' worries on the road include traffic fender benders or accidents on slick roads, it turns out that cars stand a significant chance of taking damage while sitting still in a parking lot.

According to a recent survey conducted by The Allstate Corporation, 69 percent of all hit-and-run collisions that take place across the country involve a parked vehicle.

Additionally, while most states require some type of notification by the driver to identify themselves and provide a way to exchange insurance information, most motorists do no such thing and instead leave the victim to bear the brunt of any repair costs if they are not properly insured.
"Leaving the scene of an accident without stopping is a very serious matter," said Bill Daly, Allstate assistant vice president of auto claims. "If you caused damage to a vehicle you may be liable and can be held responsible. Collision coverage will protect you if someone hits your parked car and can help pay for repairs."

The survey also found that New York City had the highest incidence of "hit while parked" accidents, with 70 percent of all vehicles involved in some type of crash. Chicago and Phoenix both followed with 67 percent.

For motorists who only have basic auto insurance coverage that does not cover "hit while parked" accidents, but live in a city where they are becoming increasingly common, looking online for the most affordable collision coverage may be an easy way to prevent significant repair costs that could come with an accident in the future.

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