Home Insurance Resources Online
Practially everyone needs some form of homeowner's insurance. Your home is your most valuable investment and losing it can be catastrophic so home insurance coverage
is a must. If you own a home, then you are probably required to carry home insurance. Even if you rent an apartment, condo, or duplex, you will probably want to
purchase a renters insurance policy to protect your possessions.
This section is a detailed guide to home insurance. It includes many articles on the different types of homeowner's insurance policies, the major home insurance
companies offering coverage, state-by-state home insurance guides, and a number of additional buying guides and resources to help you save money when shopping for
coverage.
Home Insurance Policies
There are many types of home insurance policies that can be purchased by homeowners and
renters alike, depending on the type of property you want to cover. Whether you are a renter looking to insure the contents of your apartment, a business owner
looking to cover commercial property, or a real estate owner in need of farm insurance, there is a policy available for you.
This section discusses the many types of home and property insurance coverage available to consumers. It includes broad topics such as apartment insurance, commercial
building insurance, and townhome insurance, but also covers less-common subjects like home warranty insurance and flood plain coverage. Finally, it discusses a number
of specific home insurance coverage topics like coverage for hail, hurricanes, and windstorms.
Homeowner Insurance Companies
There has been a lot of press about home insurance companies in the wake of Hurricane Katrina. Many home owners who did not understand their policies were challenged
by the big insurance companies and many lost everything they had. This underscores the importance of selecting a good company that provides the level of service
and coverage that you need. This section contains a list of top home insurance companies,
including detailed descriptions and contact information for each one.
State Home Insurance Information
As with other types of insurance, home insurance laws are strictly regulated primarily at the state level, so rules, coverage availability, and prices are different
throughout the country. Due to regional issues of weather and natural disasters, like the Gulf Coast hurricanes and California earthquakes, homeowners insurance tends
to vary more by state than any other type of insurance coverage. This section provides state-by-state
home insurance guides to help you understand the laws in each state, what your rights are as a homeowner, who provides coverage, and what home insurance generally
does and does not include.
Home Insurance Guides and Resources
Once you understand what types of home insurance policies are available, which companies can provide you coverage, and what your rights are as as consumer, it is time to
begin the process of shopping for coverage. This section will help guide you through that process. Our
home insurance guides and resources cover a number of topics for homeowners looking for coverage, including finding affordable coverage, high risk home insurance,
and getting insurance for an older home.
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