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Major Medical Insurance
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Types of Health Plans ->
Major medical insurance can be an indemnity health plan or managed care plan.
Major medical health coverage covers severe illnesses and injuries.
These policies normally have a high dollar amount for maximum benefits and pay for a broad range of illnesses and injuries.
Major medical insurance usually includes at least $250,000 in coverage, but many experts encourage people to purchase at least $1,000,000 or more in coverage.
The following items are usually included in major medical insurance policies:
- Lab services
- X-Rays
- Diagnostic tests including MRIs and CAT-scans
- Ambulance services
- Radiology
- Blood (and plasma)
- Oxygen
- Intensive care and other hospitalization (including all supplies and services including surgery)
- Medication (prescription and other)
- Nursing services and other medical services (including in-home care)
- Physicians services (surgical, medical, and diagnostic)
- Anesthesia
- Dental treatment for injuries
- Prosthetics
* This is not a complete list, so read your health insurance policy for information about what is covered by your particular policy.
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