Indiana Health Insurance
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According to data collected by the Center for Disease Control between 2001 and 2003, an average of 12.9% of Indiana residents a year had no Indiana health insurance.
Free Health Insurance Quotes
To get free quotes on Indiana health insurance, enter your zip code below.
Indiana Health Insurance Regulations
Indiana has some regulations that influence Indiana health insurance. Any Indiana health insurance company can include a pre-existing condition exclusion period for any medical conditions for which an individual was either treated or diagnosed within a year prior to the beginning of a new Indiana health insurance plan. The exclusion period (a time during the policy for which the designated condition is not covered) can last up to 12 months.
Old coverage can be used as credit towards a pre-existing exclusion period of a new Indiana health insurance plan provided there was no break in coverage. If the individual chooses to renew an existing Indiana medical insurance plan than that right is guaranteed regardless of health. Through Indiana health insurance law, guaranteed renewability provisions must be honored and all individuals wishing to renew an existing Indiana health insurance policy have the right to do so.
Under the Indiana health insurance law all policies must contain provisions for newborns and adopted children. Any parent’s individual Indiana health insurance policy automatically cover newborns and adopted children for 31 days.
Indiana health insurance companies can deny an individual access to Indiana medical insurance plans on the basis of health. Indiana health insurance rates also vary depending on age and health. However, Indiana residents are guaranteed coverage under an employer’s Indiana health insurance and cannot be denied or have limited coverage. For individuals between Indiana health insurance plans or between jobs, some Indiana health insurance companies provide access to temporary health insurance.
Alternative Indiana Health Insurance Options
For those who are “uninsurable” or are unable to gain access to individual Indiana health insurance, there are state programs that may help:
- Indiana Medicaid is available for all qualifying applicants who meet the eligibility criteria.
- Indiana Comprehensive Health Insurance Association is the high-risk pool for the state that provides qualified individuals and those who may be “uninsurable” to purchase into a group Indiana health insurance program. Pre-existing condition period may apply.
- Hoosier Healthwise is the Indiana health insurance program for children and pregnant women of any age and also some low income families who fail to qualify for Medicaid but may not be able to afford individual Indiana health insurance.
- Hoosier Rx is the prescription drug program available to individuals ages 65 and over who meet certain income eligibility criteria.
Information on Indiana Health Insurance
Indiana Medicaid:
www.indianamedicaid.com
Indiana Comprehensive Health Insurance Association (ICHIA):
www.onlinehealthplan.com
Hoosier Healthwise:
www.healthcareforhoosiers.com
Hoosier Rx:
www.in.gov
www.healthinsuranceinfo.net
www.diabetes.org
www.healthinsuranceindepth.com
Indiana Department of Insurance
Indiana Department of Insurance:
www.in.gov
Indiana Department of Insurance
311 West Washington St.
Indianapolis, IN 46204-2787
Phone: 317.232.2385
Fax: 317.232.5251
Indiana Health Insurance Organizations
According to the Indiana Department of Insurance, the healthcare organizations and health plans active in the CAQH credentialing plan (a non-profit alliance designed to simplify Illinois health insurance and health care) are:
- ActivHealthCare
- Aetna, Inc.
- Affiliated Healthcare, Inc. (AHI)
- AmeriChoice
- AmeriHealth New Jersey
- Anthem Blue Cross and Blue Shield
- Arnett Clinic, LLC
- Atlantis Health Plan
- AultCare
- AvMed Health Plans
- BlueCare Network
- Blue Cross and Blue Shield of Florida
- Blue Cross and Blue Shield of Georgia
- Blue Cross and Blue Shield of Kansas
- Blue Cross and Blue Shield of Kansas City
- Blue Cross and Blue Shield of Michigan
- Blue Cross and Blue Shield of Missouri
- Blue Cross and Blue Shield of Wisconsin
- Blue Cross and Blue Shield of North Carolina
- Blue Cross and Blue Shield of Western New York
- Blue Cross of California
- Buckeye Community Health Plan
- Capital District Physicians' Health Plan (CDPHP)
- Care1st of Arizona
- CareFirst BlueCross BlueShield
- Care Improvement Plus
- CareSource Indiana
- CareSource Ohio
- Centene Corporation
- The Chiropractic Association of the Midwest
- CIGNA HealthCare
- CIGNA Behavioral Health
- Clinical Practice Organization
- Colonial Cooperative Care
- Community Care Physicians
- Community Health Care Network
- Coventry Health Care
- Culpeper PHO
- Deaconess Health Plans
- Elder Health, Inc.
- Empire HealthChoice
- Excellus Health Plans
- First Choice PHO
- The First Health Network / CCN Network
- Gordon PHO
- Great-West Healthcare
- Greater Rochester IPA (GRIPA)
- Group Health Insurance of New York (GHI)
- HealthLink, Inc.
- Health Net, Inc.
- HealthNow New York, Inc.
- Health Options, Inc.
- HealthPlan of Michigan
- Heritage Health Systems
- HIP Health Plan of New York
- Horizon Blue Cross Blue Shield of New Jersey
- Humana / ChoiceCare Network
- Independence Blue Cross
- Independent Health
- Independent Practice Association of Georgia, Inc.
- Indiana ProHealth Network
- Indiana University, University Health Care Associates
- Kaiser Foundation Health Plan of the Mid-Atlantic States
- Kentucky Medical Services Foundation, Inc.
- Lewis-Gale Clinic, LLC
- Lifespan/New England Physician Network
- MAMSI Health Plans
- Magellan Health Care, Inc.
- Martin’s Point Health Care
- Medical Mutual of Ohio
- Mercy Health Plans
- Meriden - Wallingford IPA
- Molina Healthcare
- MVP Health Plan, Inc.
- National Capital Preferred Provider Org. (NCPPO)
- New Avenues, Inc
- North Texas Specialty Physicians
- NorthWest Georgia Physicians Association
- Opticare Eye Health Network
- Oxford Health Plans, Inc.
- Parkview Health Plan Services
- Peach State Health Plan
- Physicians United Plan, Inc.
- Planned Parenthood of Metropolitan Wash. DC, Inc.
- Preferred Care
- Priority Health
- Rochester Community IPA, Inc. (RCIPA)
- Rocky Mountain Health Plans
- Sentara Healthcare
- Saint Barnabas/MetroWest I P A
- Suburban Health Organization
- Sutter Medical Foundation
- Synergy Health Network
- TRIAD Healthcare, Inc.
- UniCare
- Unified Physician Network
- UnitedHealthcare
- United Behavioral Health
- Univera
- University Health Plans
- Virginia Premier
- WellCare
- WellChoice
- WellPoint Behavioral Health
- Women and Infants Physician Hospital Organization of Rhode Island
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