Arizona Health Insurance
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According to the Center for Disease Control, between the years 2001 and 2003 an average of 17.3% of the population per year in Arizona was without health insurance or health coverage.
Free Arizona Health Insurance Quotes
To get free quotes on Arizona Health Insurance, enter your zip code into the form below.
Arizona Health Insurance Regulations
Arizona health insurance companies can either be licensed with the state or not. If the insurance company has met Arizona health insurance regulations than it can be licensed.
All licensed Arizona health insurance companies must abide by the guaranteed renewability provision which means that the insurance provider cannot terminate the contract due to illness. Arizona health insurance companies can, however permanently exclude coverage for pre-existing health conditions and sometimes implement a pre-existing waiting period. There are no limits as to the types of illness or waiting periods that Arizona health insurance companies can and cannot exclude for their permanent exclusion provisions.
Arizona health insurance companies are not regulated as to the cost or availability of coverage. They can also increase costs over time due to age of client. Arizona health insurance companies offer temporary insurance protection for those between health plans. There are, however, regulations as to how much time one has between ending one health insurance plan and beginning a temporary plan.
Alternative Arizona Health Insurance Options
Depending on the eligibility of the individual, the resident may qualify for one of the following Arizona health insurance plans:
- Arizona Medicaid is available to Arizona residents who meet the eligibility criteria.
- Healthcare Group of Arizona is a state-sponsored Arizona health insurance plan that provides coverage to small employers with less than 50 employees as well as self-employed individuals.
- KidsCare is the Arizona State Children’s Health Insurance Program. KidsCare is designed to provide health and medical insurance to children under the age of 19. To qualify for KidsCare, the family must not be eligible for Medicaid but also not able to afford Arizona medical insurance.
Healthcare Group of Arizona:
www.healthcaregroupaz.com
KidsCare, the Arizona state insurance program for children:
www.kidscare.state.az.us
Arizona Medicaid:
www.ahcccs.state.az.us
More Information About Arizona Health Insurance
Arizona Department of Insurance
Arizona Department of Insurance:
www.id.state.az.us
AZ-DOI
2910 N. 44th St. Suite 210
Phoenix, Az. 85018-7269
Consumer Assistance:
Phoenix Area: (602) 364-2499
Tucson Area: (520) 628-6370
Statewide: (800) 325-2548
Arizona Health Insurance Organizations
Listing of Individual Arizona health insurance providers from the Arizona Department of Insurance:
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