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Prudent Choice Health Insurance

Insurance Online -> Health Insurance -> Health Insurance Carriers -> Prudent Choice Health Insurance

Prudent Choice is not designed to be health insurance, but a way for individuals and families to find affordable healthcare services. Prudent Choice is a discount program with a network of over 850,000 providers nationwide. Prudent Choice offers a variety of plans that require monthly or yearly fees in exchange for a 10 – 60% discount off of healthcare services. Prudent Choice health insurance offers savings on:

  • Medical Care
  • Hospital Care
  • Dental Care
  • Prescription Drugs
  • Vision Care
  • Chiropractic
  • Hearing
  • Accidental Medical
  • 24 hour Nurse Hotline
  • Online Doctor Hotline

The Four Major Plans

Since Prudent Choice is not a health insurance company, there are no deductibles and no copayments. All fees are due at time of service and all fees are discounted off a normal rate. Prudent Choice offers four major plans:

  1. Prudent Choice provides discounts for:
    • Medical Care
    • Hospital Care
    • Dental Care
    • Chiropractic Care
    • Vision Care
    • Hearing Care
    • 24 hr. Nurse Hotline
    • Retail Pharmacy
    • Mail Order Pharmacy
  2. Prudent Choice Plus provides discounts for:
    • Medical Care
    • Hospital Care
    • Dental Care
    • Chiropractic Care
    • Vision Care
    • Hearing Care
    • Accidental Medicine
    • 24 hr. Nurse Hotline
    • Online Doctor Hotline
    • Retail Pharmacy
    • Mail Order Pharmacy
  3. Dental Choice provides discounts for:
    • Dental Care
    • Chiropractic Care
    • Vision Care
    • Hearing Care
    • Retail Pharmacy
    • Mail Order Pharmacy
  4. Prudent Choice RX provides discounts for:
    • Retail Pharmacy
    • Mail Order Pharmacy

Any individual living with a member of Prudent Choice health insurance is eligible for coverage under the discount plan provided the individual is considered a dependent or spouse by IRS standards. There are no limits to the frequency of visits in order to receive discounts on healthcare services and multiple members of the same family can receive the same discounts for the similar services.

Savings

Here is a general idea of the types of savings under Prudent Choice health insurance:

  • Medical Care Savings from 10-50%
  • Prescription Drug Savings from 15-55%
  • Dental Care Savings from 10-60%
  • Hearing Savings from 10-20%
  • Vision Care Savings from 10-55%
  • Chiropractic Care Savings from 10-20%
  • Free Access to 24 hr Nurse Hotline

Contact Information for Prudent Choice health insurance:

Call 1-800-630-4914
http://prudentchoice.com


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