Don’t Hold Your Breath: Why Upcoming Reforms Are No Reason to Postpone Buying Health Insurance

Posted on Mon, March 01, 2010

If you’re like most Americans, you’ve been keeping at least one eye on the endless back-and-forth over health insurance reform that’s been going on for months in the halls of Congress. If you listen to the way the politicians and pundits are talking lately it can seem as if the upcoming legislation will make so many changes that any health insurance you have right now might be something totally different once the proposed regulations make it past the president’s desk. You may want to think again!...read more

Healthy Marketing?

Posted on Thu, January 28, 2010

The FTC’s recent announcement condemning the indoor tanning industry for deceptive advertising tactics plainly illustrates an important consideration for anyone who has or seeks health insurance: your personal habits can have a profound influence on your health risk factors, and therefore your health insurance costs. In its complaint, the FTC takes special care to point out that frequent, long-term exposure to intense ultraviolet radiation (such as that generated by the lamps in tanning booths) can increase cancer risk and inflict serious damage to the eyes. ...read more

Medicare Premiums Increase for 2010

Posted on Tue, October 20, 2009

The feds announced yesterday Medicare Part B premiums will be increased to $110.50 monthly in 2010, an increase of 15%. This increase effects 12 million people or 27% of those on Medicare. The rest are not subject to the increase due to the fact that by law, Medicare premiums can't be increased more than Social Security benefits which are not being increased....read more

Auto Insurance Rates Affected Positively by Auto Theft Rates

Posted on Fri, August 28, 2009

In one of our more recent news posts we see that the Insurance Information Institute notes the falling auto theft rates trend over the past 5 years. 13% less stolen autos in 2008 could be a result of many things, but one thing for sure is that the GPS systems which track stolen cars and easily find chop shops that are stripping and selling parts are helping....read more

Text Driving and Road Safety

Posted on Thu, August 06, 2009

Do we need a nationwide ban on texting while driving?

People who argue against it say it takes away from their freedoms and that it's not a matter of being unable to do two things at once, but people making bad choices of WHEN they're doing it and how engrossed they get diverting attention from their driving. While these are perfectly valid arguments, are they really against because they don't want to lose the convenience of being able to fire off a note to a friend or family member while driving? Would they think differently if they had a loved one in an accident while texting and driving?...read more