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Temporary Car Insurance

Temporary auto insurance is ideal for temporary car ownerships, vacation driving and during a few days when a new driver will be taking over driving responsibilities of a vehicle. *NOTE* It is NOT available in every state. The temporary car insurance will protect with liability or full coverage policies, depending on the insurer’s needs.

Reasons for Purchasing Temporary Auto Insurance

Why is it advisable to purchase temporary auto insurance?

  • You don’t want to be stuck with the bill if you have an accident when driving off the showroom floor.
  • A temporary driver may not be covered on your existing policy. So if your niece is driving you a thousand miles to your cabin in the mountains, then you may want a temporary car insurance policy.
  • Are you particularly concerned your car my get destroyed in a hurricane this season? Maybe a temporary car insurance policy would do you good. Just make sure the coverage is adequate to help appease your fears.

Many temporary auto insurance policies are drafted for weeks rather than for a longer period, like six months which is the standard term for a normal policy. For the convenience, often times the premium rate for a temporary car insurance policy is far greater than the pro-rated annual policy. The temporary auto insurance policy can provide liability coverage or full coverage, depending on the insurer’s needs. Temporary car insurance can be the right answer for your insurance needs.


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