Antique Auto Insurance
Antique car insurance should be purchased thoughtfully. Most car collectors purchase the insurance as a way of protecting their investment, so there are important things to consider.
Considerations When Buying Antique Car Insurance
- How often do you drive the car? Purchase the right amount of insurance for your use of the vehicle.
- Only secondary vehicles can be insured under the antique car insurance policy. Do you own another vehicle to drive?
- Make sure you clearly understand the value the insurance provider is giving in the antique insurance policy.
- Make sure you are aware of any storing policies that the insurance provider may have. Some companies require any car covered under their antique car insurance policy be in a locked garage when it is not begin driven.
Policy Differences
Antique auto insurance differs from regular car insurance in various ways. The antique car insurance policy can only be used on cars that are fifteen to twenty five years old, (depending on which company is writing the antique car insurance policy). The various antique car insurance policies have differing limits on amount of driving, how and where you store the car, and various parts and towing considerations. The average antique auto insurance policy is a fraction of the cost of regular car insurance.
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